Architectural cutaway of a multifamily building with layered structural planes beneath it.
Nectar Fund 2

Start With
the Cushion.

Structured capital for real-estate investors who want to inspect the layers beneath the annual coupon.

Borrower equity first-loss
The premise

The structure comes before the headline.

Nectar Fund 2 provides short-term capital to proven multifamily operators who are asset rich and cash poor. Investments use preferred equity and structured debt, secured by equity in cash-flowing portfolios.

The question is not simply what is offered. It is how each investment is underwritten, positioned, and enforced.


Borrower equity — first-loss
Nectar structured capital
Subordinate only to fixed-rate debt
Designed for scrutiny

A defined framework beneath every position.

  • 64.7% average combined LTVProtection summary rounds this to 65%.
  • Underwritten to 0% rent growthA disciplined baseline, not an appreciation assumption.
  • Multiple enforcement mechanismsFull personal sponsor recourse; 3+ months of principal and interest in escrow at closing; UCC-1 filings, springing liens, and power of attorney to sell assets upon default.
The operating edge

When timing matters, structure has a job to do.

Operators typically need $500,000 to $5 million. Banks may take 45–60+ days; Nectar funds in 7–10 days.

1.37x Average DSCR across the portfolio.
18 mo. Average underlying deal term.
$378k Average deal size across 150+ transactions.
Portfolio discipline

Broad enough to diversify. Focused enough to underwrite.

Nectar has deployed more than $50 million of capital across more than 150 transactions and 45 markets since its founding in 2021.

74.6%Multifamily portfolio exposure
29States represented
45Markets represented
15%Maximum single-market exposure
Fund terms

Terms, stated plainly.

Two classes provide separate minimums and annual coupons. Quarterly cash distributions are intended to match the cadence of a portfolio built around short-term structured investments.

Evaluate structure and fit

Class A

13% annual coupon

$500,000 minimum investment

Class B

11% annual coupon

$100,000 minimum investment

QuarterlyCash distributions
12 quartersLock-up, then quarterly liquidity
K-1 · IRA eligibleTax reporting and eligibility
People and infrastructure

Built by operators who know the asset class.

Nectar Fund 2 is a Delaware LLC managed by RE Nectar, Inc. Its infrastructure includes HLB Gross Collins auditor, NAV Consulting fund administrator, Nelson Mullins legal counsel, Concord backup servicer, and an institutional credit facility.

Derrick Barker CEO & Co-founder

Former Goldman Sachs structured-products trader; built, operated, and exited a $150 million multifamily portfolio, about $450 million total volume; Harvard College.

Brittany Mosely COO & Co-founder

Owned and operated a 30+ property portfolio; commercial-real-estate operations expert; Harvard College.

Take the next step in the order that suits your evaluation.