Typical operator need
Short-term capital sized for operating decisions across established real-estate portfolios.
Nectar Fund 2 · Private credit
The equity behind proven operators.
Short-term capital secured by equity in cash-flowing portfolios—structured for experienced multifamily operators and offered to accredited investors through a diversified fund.
Class A: 13% annual coupon · Class B: 11% annual coupon · Quarterly cash distributions
A recognizable capital need
Asset rich. Cash poor. Operating on a different clock than the bank.
Proven operators can own cash-flowing portfolios and still encounter time-sensitive capital needs. Nectar structures preferred equity and structured debt for those moments.
Days banks may take
Traditional timelines can be mismatched with a time-sensitive opportunity or obligation.
Days for Nectar to fund
A focused underwriting and documentation process designed for experienced operators.
The Nectar Layer
See where the capital sits.
Nectar provides capital secured by operator equity in cash-flowing portfolios. Borrower equity is first-loss, and Nectar is subordinate only to fixed-rate debt.
Sponsor recourse
Full personal sponsor recourse with $50 million+ typical net worth.
Closing escrow
3+ months of principal and interest held in escrow at closing.
Documented remedies
UCC-1 filings, springing liens, and power of attorney to sell assets upon default.
Conservative assumption
Transactions are underwritten to 0% rent growth.
Cash-flowing portfolio
Operating real-estate assets
First-loss position
Borrower equity
Structured short-term capital
Nectar preferred equity and structured debt
Senior position
Fixed-rate debt
Transaction controls
Escrow · Recourse · Filings · Contractual remedies
Underwriting evidence
Start with the assumptions, not the aspiration.
Three portfolio-level measures make the underwriting posture clear and easy to evaluate.
Average combined LTV
Measured across the underlying portfolio.
Average DSCR
Debt-service coverage across the underlying portfolio.
Rent-growth underwriting
The underwriting does not rely on rent growth.
Examine the structure with Nectar.
Choose a guided conversation or continue through the online investment process.
Portfolio evidence
Diversification built transaction by transaction.
More than $50 million of capital has been deployed across more than 150 transactions and 45 markets.
29
states
15%
maximum single-market exposure
$378K
average deal size
18 mo.
average underlying deal term
Portfolio snapshot
74.6% multifamily
Balance: hospitality, single-family rental, mixed-use
Investor classes
Two entry points. One structured strategy.
Nectar Fund 2 is a Delaware LLC managed by RE Nectar, Inc., with K-1 reporting and IRA eligibility.
Class A
13%
Annual coupon
$500,000 minimum
Class B
11%
Annual coupon
$100,000 minimum
Distributions
Quarterly cash distributions
Fund liquidity
12-quarter lock-up, then quarterly liquidity
Reporting and eligibility
K-1 · IRA eligible
Operating proof
A repeatable platform, measured in completed work.
On-time distributions
Distribution timing across Nectar’s record to date.
Capital deployed
Across more than 150 transactions.
Founded
A focused platform serving experienced real-estate operators.
Operator context meets structured finance
Built by leaders who understand both sides of the table.
Derrick Barker · CEO and co-founder
Structured-products and multifamily experience
Former Goldman Sachs structured-products trader. Built, operated, and exited a $150 million multifamily portfolio, representing about $450 million in total volume. Harvard College.
Brittany Mosely · COO and co-founder
Ownership and operating discipline
Owned and operated a 30+ property portfolio and brings commercial-real-estate operations expertise. Harvard College.
Institutional infrastructure
HLB Gross Collins
Auditor
NAV Consulting
Fund administrator
Nelson Mullins
Legal counsel
Concord
Backup servicer
Credit facility
Institutional facility in place
Continue evaluating Nectar Fund 2
Choose the next step that fits your diligence process.
Discuss the strategy and structure with the Nectar team, or continue through the online investment path.