45–60+ days
Bank timing
Traditional bank processes may not match an operator’s time-sensitive capital need.
01 / 05
Nectar Fund 2
The Equity Behind the Operator
Short-term capital to proven multifamily operators, secured by equity in cash-flowing portfolios.
Preferred equity and structured debt
K-1 reporting · IRA eligible
02 / 05
Why the opportunity exists
Strong portfolios can still face a timing gap.
Proven operators may be asset rich and cash poor when time-sensitive needs arise. Nectar supplies structured capital against equity in cash-flowing real-estate portfolios.
01 · Need
Operators typically seek $500,000 to $5 million.
02 · Structure
Preferred equity and structured debt.
03 · Portfolio
Diversified investments across proven operators.
7–10 days
Nectar funding
Nectar can structure and fund short-term capital on a substantially faster timeline.
03 / 05
Mechanics and structural protections
Alignment, underwriting and remedies established before funding.
The Nectar Layer
Preferred equity and structured debt secured by portfolio equity.
Borrower alignment
Borrower equity takes first loss.
Debt position
Nectar is subordinate only to fixed-rate debt.
Sponsor recourse
Full personal recourse; $50 million+ typical sponsor net worth.
Closing controls
3+ months of principal and interest held in escrow at closing.
64.7%
Average combined LTV
1.37x
Average DSCR
0%
Rent-growth underwriting
Documented remedies
UCC-1 filings and springing liens establish contractual control mechanisms.
Power of attorney permits asset sales upon default.
04 / 05
Portfolio, manager and infrastructure
Evidence across transactions, markets and operating disciplines.
$50M+
Capital deployed
150+
Transactions with a $378,000 average deal size
45
Markets across 29 states; 15% maximum single-market exposure
74.6%
Multifamily; balance in hospitality, single-family rental and mixed-use
Operator-led management
Derrick Barker, CEO and co-founder — former Goldman Sachs structured-products trader; built, operated and exited a $150 million multifamily portfolio, about $450 million in total volume; Harvard College.
Brittany Mosely, COO and co-founder — owned and operated a 30+ property portfolio; commercial-real-estate operations expert; Harvard College.
Institutional foundation
Founded in 2021. More than $50 million deployed, with 100% on-time distributions.
HLB Gross Collins · Auditor
NAV Consulting · Administrator
Nelson Mullins · Legal counsel
Concord · Backup servicer
Institutional credit facility
05 / 05
Investor terms
Choose the allocation that fits your evaluation.
Class A
13% Annual coupon$500,000 minimum
Class B
11% Annual coupon$100,000 minimum
Quarterly
Cash distributions
18 months
Average underlying deal term
12 quarters
Lock-up, then quarterly liquidity
K-1
Tax reporting
IRA eligible
Eligible account type
Delaware LLC
Managed by RE Nectar, Inc.