Class A
13%
Annual coupon
- $500,000 minimum
- Quarterly cash distributions
- K-1 tax reporting
- IRA eligible
Nectar Fund 2
The equity behind the coupon.
Short-term private credit for proven multifamily operators, secured by equity in cash-flowing portfolios.
13% / 11%
Class A and Class B annual coupons
150+
transactions across 45 markets
64.7%
average combined LTV
1.37x
average DSCR
Investor Terms
Two share classes. Quarterly cash distributions. Real-estate credit discipline.
Nectar Fund 2 is a Delaware LLC managed by RE Nectar, Inc., with K-1 reporting and IRA eligibility.
Class B
11%
Annual coupon
- $100,000 minimum
- Quarterly cash distributions
- Average underlying deal term of 18 months
- 12-quarter lock-up, then quarterly liquidity
Borrower Need
Short-term capital for operators who have assets, but need speed.
Operators typically need $500,000 to $5 million. Banks may take 45-60+ days; Nectar funds in 7-10 days.
Proven operators
Capital is provided to multifamily operators who are asset rich and cash poor.
Structured investments
The strategy uses preferred equity and structured debt across a diversified portfolio.
0% rent growth
Deals are underwritten to 0% rent growth and subordinate only to fixed-rate debt.
Housing deficit
Source materials cite a 3.7 million-unit national housing deficit.
Capital Stack
The coupon is only one line. The structure is the underwriting conversation.
Nectar’s position is secured by equity in cash-flowing portfolios, with borrower equity first-loss and Nectar subordinate only to fixed-rate debt.
Fixed-rate debt
Nectar is subordinate only to fixed-rate debt.
Nectar Fund 2 position
Preferred equity and structured debt secured by equity in cash-flowing portfolios.
Borrower equity first-loss
Operator equity is the first-loss layer in the structure.
Recourse and escrow
Full personal sponsor recourse with $50 million+ typical net worth, plus 3+ months of principal and interest held in escrow at closing.
Filings and remedies
UCC-1 filings, springing liens, and power of attorney to sell assets upon default.
Measured leverage
Average combined LTV is 64.7%, and average DSCR is 1.37x.
Portfolio Snapshot
Diversified exposure, small average deal size, documented operating history.
Portfolio data is as of June 30, 2026.
$50M+
capital deployed
45
markets across 29 states
74.6%
multifamily portfolio exposure
15%
maximum single-market exposure
$378K
average deal size
2021
year founded
100%
on-time distributions
150+
transactions
Leadership
Built by operators and structured-finance practitioners.
The platform combines real-estate operating experience with structured-products and commercial-real-estate operations backgrounds.
Derrick Barker
CEO and co-founder. Former Goldman Sachs structured-products trader; built, operated, and exited a $150 million multifamily portfolio, about $450 million total volume; Harvard College.
Brittany Mosely
COO and co-founder. Owned and operated a 30+ property portfolio; commercial-real-estate operations expert; Harvard College.
Infrastructure
Administration, counsel, servicing, and credit facility in place.
The operating layer matters when an investor is evaluating a private-credit manager for the first time.
HLB Gross Collins
Auditor with three years of entity audits
NAV Consulting
Fund administrator
Nelson Mullins
Legal counsel
Concord
Backup servicer
Institutional credit facility
Facility in place
Delaware LLC · K-1 · IRA eligible
Accredited investors
Continue evaluating Nectar Fund 2.
Choose a conversation if you want to discuss the structure, or proceed online if you are ready to continue.
Portfolio data as of June 30, 2026. Entity financial statements audited for three fiscal years by HLB Gross Collins; an independent performance audit has not yet been completed and return figures should be considered unaudited estimates. This document is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Securities are offered only to accredited investors pursuant to Rule 506(c) of Regulation D. Past performance is not indicative of future results. All investments involve risk, including possible loss of principal. Prospective investors should review the Private Placement Memorandum before investing.