Nectar
Fund 2 • Structured capital for proven multifamily operators
Nectar Fund 2 • Private credit

Capital that moves at the speed of the deal.

Nectar Fund 2 provides short-term capital to proven multifamily operators who are asset rich and cash poor, using preferred equity and structured debt in a diversified portfolio built with documented underwriting.

13% Class A annual coupon
11% Class B annual coupon
18 mo. Average underlying deal term
12 qtrs. Lock-up, then quarterly liquidity
A calm real-estate underwriting scene with a multifamily property and documents on a table.
Structured capital for proven multifamily operators Fast execution, defined underwriting, and a portfolio built around real operator capital needs.
At a glance

Why this exists

Operators typically need $500,000 to $5 million. Banks may take 45-60+ days. Nectar funds in 7-10 days.
Investor logic

A disciplined answer to a specific real-estate problem.

This is not a generic alternative-asset pitch. It is short-duration capital for experienced operators with real assets, real cash flow, and temporary liquidity constraints.

Why this exists

Proven operators still need fast capital.

Strong portfolios can still run into timing gaps. Nectar is built for those moments, when execution speed matters and the structure has to remain disciplined.

Why Nectar

Capital is structured, diversified, and deliberate.

The portfolio uses preferred equity and structured debt across multifamily operators, rather than a single-asset or headline-chasing approach.

Why it matters

Real underwriting beats vague promotion.

Investors can evaluate the team, the structure, the protections, and the liquidity terms with the kind of clarity expected in private credit.

Structure

Built like a credit memo, not a marketing page.

The fund is a Delaware LLC managed by RE Nectar, Inc., with K-1 reporting and IRA eligibility.

74.6% Portfolio exposure to multifamily, with the balance in hospitality, single-family rental, and mixed-use.
45 Markets across 29 states, with maximum single-market exposure of 15%.
64.7% Average combined LTV, rounded to 65% in the protection summary.
1.37x Average DSCR, underwritten to 0% rent growth.
  • Borrower equity sits first-loss. Nectar is subordinate only to fixed-rate debt.
  • Full personal sponsor recourse. Sponsors typically have $50 million+ net worth.
  • 3+ months of principal and interest held in escrow at closing.
  • UCC-1 filings, springing liens, and power of attorney to sell assets upon default.
Portfolio

Scale, concentration discipline, and operating context.

The portfolio reflects more than $50 million of capital deployed across more than 150 transactions and 45 markets, with an average deal size of $378,000.

1

Short-term operator capital

Average underlying deal term is 18 months, aligned to temporary capital needs rather than long-duration ownership.

2

Quarterly cash distributions

Cash flow is distributed quarterly, with Class A at a 13% annual coupon and Class B at an 11% annual coupon.

3

Liquidity after lock-up

Fund liquidity begins after a 12-quarter lock-up, then proceeds quarterly.

4

Tax and access details

K-1 reporting. IRA eligible. Delaware LLC managed by RE Nectar, Inc.

Team and infrastructure

Experienced operators backed by institutional process.

The management team and operating stack are part of the product. For a skeptical investor, that matters as much as the headline terms.

Derrick Barker
CEO and co-founder

Former Goldman Sachs structured-products trader. Built, operated, and exited a $150 million multifamily portfolio, about $450 million total volume. Harvard College.

Brittany Mosely
COO and co-founder

Owned and operated a 30+ property portfolio. Commercial-real-estate operations expert. Harvard College.

Infrastructure
Operating stack

HLB Gross Collins auditor with three years of entity audits, NAV Consulting fund administrator, Nelson Mullins legal counsel, Concord backup servicer, and an institutional credit facility in place.

Track record
Operations

100% on-time distributions across a platform that has deployed more than $50 million across more than 150 transactions and 45 markets.

Terms

Simple to scan, hard to confuse.

The objective is to make diligence faster: the investor can see the capital stack, liquidity, and access terms without hunting through the page.

Class A 13% annual coupon; $500,000 minimum.
Class B 11% annual coupon; $100,000 minimum.
Liquidity 12-quarter lock-up, then quarterly liquidity.
Distributions Quarterly cash distributions.
Tax K-1 reporting.
Access IRA eligible; K-1 reporting.
Next step

Choose the path that fits how you invest.

Use a call if you want direct diligence. Use the online path if you are ready to proceed.

Book a Call

For investors who want to evaluate the team, structure, and fit before moving forward.

Invest Online

For accredited investors ready to review the offering and proceed digitally.