Class A offers a 13% annual coupon; Class B offers an 11% annual coupon. Investments are secured by equity in cash-flowing portfolios.
Real estate fundamentals require real-world experience. We exploit structural inefficiencies in the capital markets to secure premium yields for our investors.
Founders Derrick Barker and Brittany Mosely didn't start in banking. They built, operated, and successfully exited a $150 million multifamily portfolio. They understand the operational realities of asset-rich, cash-poor sponsors—allowing Nectar to underwrite risk where generic lenders rely solely on spreadsheets.
Traditional bank financing can take 45-60+ days, creating critical liquidity gaps for operators needing $500,000 to $5 million. Nectar funds in 7-10 days. We command 11-13% annual coupons by providing immediate, structured capital to proven operators.
We apply documented structural mechanisms across the portfolio. Nectar Fund 2 uses multiple layers of underwriting and transaction controls.
Borrower equity is the first-loss position. Nectar's capital is subordinate only to fixed-rate debt.
Every transaction is stress-tested and underwritten to 0% rent growth. Current portfolio metrics show a robust 1.37x Average DSCR.
Deals require full personal sponsor recourse. Operators in our portfolio typically possess a net worth exceeding $50 million.
We require 3+ months of principal and interest to be held in escrow at closing, providing immediate runway and structural stability.
Investments are secured by equity in cash-flowing portfolios, supported by UCC-1 filings, springing liens, and power of attorney to sell assets upon default.
The portfolio spans 45 markets across 29 states, with a strict maximum single-market exposure of 15%.
A diversified portfolio of structured investments in multifamily operators using preferred equity and structured debt. K-1 reporting and IRA eligible.
| Class A Minimum | $500,000 (13% Annual Coupon) |
|---|---|
| Class B Minimum | $100,000 (11% Annual Coupon) |
| Distributions | Quarterly cash distributions |
| Fund Liquidity | 12-quarter lock-up, then quarterly liquidity |
| Tax Reporting | K-1 (IRA Eligible: Yes) |
| Average Deal Term | 18 months |
| Average Deal Size | $378,000 |
Nectar Fund 2 is a Delaware LLC managed by RE Nectar, Inc., supported by top-tier third-party administrators, auditors, and legal counsel.
NAV Consulting
HLB Gross Collins (3 years entity audits)
Nelson Mullins
Concord
74.6% multifamily, with the balance in hospitality, single-family rental, and mixed-use. Addressing a 3.7 million-unit national housing deficit.
Access the data room, review the collateral, and allocate capital to a portfolio underwritten by operators.
