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Nectar Fund 2

Private Credit Underwritten by Multifamily Operators.

Class A offers a 13% annual coupon; Class B offers an 11% annual coupon. Investments are secured by equity in cash-flowing portfolios.

13%
Class A Annual Coupon
11%
Class B Annual Coupon
The Market Inefficiency

Exploiting the Speed Gap in Commercial Real Estate.

Against the backdrop of a 3.7 million-unit national housing deficit, proven multifamily operators frequently find themselves asset rich but cash poor.

The Capital Need: Operators typically require $500,000 to $5 million for short-term liquidity, repositioning, or acquisitions.
The Institutional Delay: Traditional banks and conventional lenders often take 45-60+ days to underwrite and fund these transactions.
The Nectar Advantage: Because our founders are former operators, we understand the asset class intimately. We fund in 7-10 days, allowing us to secure premium annual coupons.
7-10
Days to fund (vs 45-60+ for banks)
18
Months average underlying deal term
Structural Defense

Institutional-Grade Mechanics.

Yield is irrelevant without rigorous structural mechanics. Nectar Fund 2 utilizes preferred equity and structured debt with multiple layers of defense.

65%
Average combined LTV. Nectar is subordinate only to fixed-rate debt.
1.37x
Average DSCR across the portfolio. Underwritten to 0% rent growth.
1st
Borrower equity acts as first-loss capital before Nectar capital is impaired.
Personal Recourse: Full personal sponsor recourse with $50 million+ typical net worth.
Payment Escrow: 3+ months of principal and interest held in escrow at closing.
Control Mechanisms: UCC-1 filings, springing liens, and power of attorney to sell assets upon default.
Track Record & Infrastructure

Built by Operators. Backed by Data.

Founders Derrick Barker and Brittany Mosely (Harvard College alumni) previously built, operated, and exited a $150 million multifamily portfolio.

100%
On-time distributions to date.
$50M+
Capital deployed across 150+ transactions.

Portfolio Composition

74.6% Multifamily (balance in hospitality, SFR, mixed-use)
Diversification: 45 markets across 29 states
Limit: Maximum single-market exposure is 15%

Institutional Infrastructure

Auditor: HLB Gross Collins (3 years of entity audits)
Administration: NAV Consulting
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Fund Terms

Evaluate Nectar Fund 2.

Class A
13% Annual Coupon
$500,000 Minimum Investment
Class B
11% Annual Coupon
$100,000 Minimum Investment
Distributions
Quarterly Cash
Liquidity
12-Quarter Lock-Up
Tax & Structure
K-1 / IRA Eligible / Delaware LLC